Condominium Insurance
I own a condo. What insurance do I need?
Condominium insurance is very similar in the coverage provided as a homeowners policy. In addition, condominium insurance provides coverage for some situations specific to condominium unit owners.
Usually, the condominium association buys insurance to cover the property (building and structures) and liability coverage for the general association.
When you own a condominium unit, you may be responsible for covering from the "walls in" on your unit, that is, for your personal property and the interior of your unit (whatever area is excluded from the condo association's policy) as well as for your personal liability.
Please call us so that we can assist you in determining just how much coverage you need. You will need to know what coverage is provided in your association's Master Policy.